●SACCO Platform GLOBAL
◆Share Capital Auto-managed
●Group Lending Solidarity banking
◆Dividend Auto-computed
●Members 12M+ served
◆Countries 180 globally
●SACCO Platform GLOBAL
◆Share Capital Auto-managed
●Group Lending Solidarity banking
◆Dividend Auto-computed
●Members 12M+ served
◆Countries 180 globally
Credit Unions & SACCOs · zung.ai Global

Built for the
cooperative
banking model.

zung.ai is purpose-built for SACCOs and credit unions — share capital, group lending, solidarity groups, dividend computation, member governance, and cooperative compliance — all AI-powered globally.

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AM
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500+ SACCOs and credit unions live globally
zung.ai
zung.ai SACCOs
● LIVE
12,400
Members
$2.8M
Share Capital
18.4%
Annual Div.
✅Share capital contributions — auto-updated
📊Group lending — 84 solidarity groups active
🛡️Dividend computation — running annually
🤖Member governance — AGM portal live
WOCCU · COOPERATIVE COMPLIANCE · 180 COUNTRIES
Share capital always current — AI-managed ✓
500+ SACCO deployments globally ✓
500+
SACCO & CU deployments globally
12M+
Cooperative members served worldwide
6wks
Average go-live from contract signing
18%+
Average annual dividend auto-computed
Built for cooperative finance

Every cooperative function.
AI-powered.

Share capital, group lending, dividends, and member governance — every SACCO-specific workflow that generic software gets wrong, zung.ai gets right globally.

Share Capital & Member Equity
Full share capital management — contributions, minimum shares, transfer, withdrawal, and exit processing. Equity balances update in real time globally.
Cooperative-First
Dividend & Interest Computation
Automated annual dividend computation — earnings, loan interest rebates, bonus dividends — with member-level ledger entries and statement generation globally.
Auto-Calculated
Group & Solidarity Lending
Solidarity group lifecycle — formation, progressive loans, peer guarantors, group health scoring, and village banking. AI detects group default risk 60 days early globally.
Group Finance
Cooperative Governance & AGM
Board resolution management, AGM digital portal, member voting, committee reporting, and supervisor compliance globally.
Governance
AI Credit Scoring
Cooperative-specific signals — repayment history, share contributions, group membership — giving fair credit access to members with thin formal credit files globally.
AI-Driven
WhatsApp, USSD & App
Members access via WhatsApp, USSD, and mobile app — balances, loans, share statements — in 49 languages globally.
49 Languages
Purpose-built for SACCOs

Your SACCO. AI-powered.
Live in 6 weeks.

Join 500+ SACCOs and credit unions using zung.ai for share management, group lending, dividends, and member self-service across 180 countries globally.

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WOCCU aligned6-week go-live180 countriesSOC 2 Type II