●Digital Lenders GLOBAL
◆Credit 8s AI
●NPL -38%
◆Alt Data 400+ signals
●Early Warning 90 days
◆Countries 180 globally
●Digital Lenders GLOBAL
◆Credit 8s AI
●NPL -38%
◆Alt Data 400+ signals
●Early Warning 90 days
◆Countries 180 globally
Digital Lenders · zung.ai Global

Lend smarter.
AI credit
at scale.

zung.ai's lending intelligence platform gives digital lenders the AI credit engine, risk management, and automated collections to scale a profitable book — 8-second decisions, 400+ alternative signals globally.

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Digital lenders in 180 countries on zung.ai
zung.ai
zung.ai Digital Lenders
● LIVE
8s
AI Loan
-38%
NPL Reduction
94.2%
Accuracy
✅AI credit decisions — 8 seconds
📊Alternative data — 400+ signals
🛡️Default warnings — 90 days early
🤖NPL reduction — -38% average
AI CREDIT ENGINE · 94.2% ACCURACY · FATF COMPLIANT
8s AI decisions — end to end globally ✓
-38% NPL — average across all lenders ✓
8s
AI credit decision speed end-to-end
-38%
Average NPL reduction globally
94.2%
Prediction accuracy at 60-day horizon
400+
Alternative data signals per borrower
Built for digital lenders

Originate more.
Lose less.

AI lending intelligence that turns credit from guesswork into data science — originating more profitably and detecting risk before default globally.

AI Credit Scoring Engine
400+ alternative signals — mobile money, repayment history, peer benchmarks — explainable credit score in 8s. Approve more qualified borrowers globally.
400 Signals · 8s
Loan Origination Automation
End-to-end digital origination — application, AI underwriting, approval, e-signature, disbursement — under 10 minutes globally.
10-Min Disburse
90-Day Default Early Warning
AI monitors every borrower daily — detecting signals that precede default 60–90 days before any payment is missed globally.
90-Day Foresight
Collections Intelligence
AI-prioritised queue ranking delinquent accounts by recovery probability and optimal intervention type globally.
AI Collections
IFRS 9 & Portfolio Analytics
Automated ECL computation, IFRS 9 staging, NPL trends, and cohort performance reporting globally.
IFRS 9 Auto
Fraud Prevention
Real-time fraud scoring on every application — detecting synthetic identity, account takeover in under 300ms globally.
300ms Detection
Purpose-built for Digital Lenders

Lend more. Lose less.
AI makes it possible.

Digital lenders use zung.ai for 8-second AI decisions, 400+ signals, 90-day early warnings, and -38% NPL across 180 countries globally.

Request a Demo →View Pricing
8s decisions-38% NPL94.2% accuracySOC 2 Type II